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rip off insurance
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Matty 2332
 


Member Since: 02 Dec 2008
Location: West Yorkshire
Posts: 670

United Kingdom 2006 Discovery 3 TDV6 SE Manual Java BlackDiscovery 3

Never be misguided by renewing with the same company 'as you have been with them for years' Like banks, loyalty means nothing to these firms, shop around, try the comparison websites, you will same £££s. Watch your existing company dont 'auto renew' you and then try and charge you a cancellation fee when you tell them you have found a much cheaper quote. Thumbs Up
  
Post #77448915th Mar 2011 6:37 am
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bigD
 


Member Since: 29 Apr 2008
Location: westmidlands
Posts: 190

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

have been on comparison sites and dont seem to
be able to get it any cheeper
  
Post #77457415th Mar 2011 12:36 pm
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IainC
 


Member Since: 03 Nov 2009
Location: Aberdeenshire
Posts: 123

2005 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

Comparison sites rarely ever get the cheapest prices for me, for any car I've ever owned. D3 should be due to renewal in a month or two, but last year it cost ~ £320-ish IIRC, and that was as a third car (ie matching my NCB)... hoping it's not going to shoot up by that much for this year.
  
Post #77470415th Mar 2011 6:20 pm
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Matty 2332
 


Member Since: 02 Dec 2008
Location: West Yorkshire
Posts: 670

United Kingdom 2006 Discovery 3 TDV6 SE Manual Java BlackDiscovery 3

I was re-quoted last year by my insurers Kwik Fit £580 which was an increase of £200, I found one £200 cheaper on a comparison website with guess who - Kwik fit Shocked I rang them and they gave me it again for the same as the previous year Thumbs Up
  
Post #77470915th Mar 2011 6:28 pm
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IainC
 


Member Since: 03 Nov 2009
Location: Aberdeenshire
Posts: 123

2005 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

Edit - Double posting
  
Post #77471015th Mar 2011 6:30 pm
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MJH
 


Member Since: 08 Mar 2006
Location: Chorley, Lancashire
Posts: 87

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3

Timely thread for me - My insurance is up at the end of this month Sad

I'm currently with DirectLine and their postal renewal they sent me is £540.60

Entered same details to RAC and it comes up with £582

Entered same details to Admiral and it come up with £755 Shocked

Via Go Compare, Swiftcover comes in at £467.93

On the Swiftcover website it comes in at £448.95

Just tried to call DirectLine to see what they can do to match but their offices have just closed

One for the morning.
  
Post #77478115th Mar 2011 9:17 pm
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Gareth
Site Moderator 


Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26772

United Kingdom 

I always have had to phone NFU and complain that they have put up the cost. They always blame it on "a new quoting system", then when I tell them how much i could get insurance for, they reduce the price considerably. Well they have done for the past 2 renewals.
  
Post #77478915th Mar 2011 9:27 pm
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fat bloke
 


Member Since: 07 Aug 2006
Location: OXFORD
Posts: 1257

United Kingdom 2015 Discovery 4 3.0 SDV6 SE Auto Santorini BlackDiscovery 4

I do believe mine was £265....protected ncd. : Very Happy
  
Post #77485015th Mar 2011 11:48 pm
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dangerdave
 


Member Since: 23 Nov 2010
Location: <>
Posts: 4495


Admin note: post content removed at user request
  
Post #77490716th Mar 2011 9:17 am
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hughes_jh
 


Member Since: 09 Jan 2011
Location: Warwickshire
Posts: 294

United Kingdom 2006 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

Go on moneysavingexpert

They have a checklist of insurance companies/comparison site so that you cover all your bases.

Sometimes insurance companies (e.g. Direct Line) don't subscribe to the comparison sites so you need to contact directly.

Top Tip, if you get a price on a comparison site, phone up the company direct and they might even beat their own quote directly (I've got a 50/50 success rate doing this)

This year, it was Swiftcover for me, about £500ish
  
Post #77491216th Mar 2011 9:32 am
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hughes_jh
 


Member Since: 09 Jan 2011
Location: Warwickshire
Posts: 294

United Kingdom 2006 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

the record on that moneysavingexpert site is 96 PENCE for a year! I think that person had promotions/cashback/etc bundled together
  
Post #77491416th Mar 2011 9:36 am
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BorderMan
 


Member Since: 02 Mar 2008
Location: Northumberland
Posts: 205

United Kingdom 2008 Discovery 3 TDV6 SE Auto Buckingham BlueDiscovery 3

Last year with Admiral it wasd £407, this years quote (from April 1st) was £728.94 Thud so a few clicks later I get a quote from Aviva for £359. Ok the excess is £100 more, but other than that the cover is identical.

Ed.
  
Post #77497416th Mar 2011 12:19 pm
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Walmsleys
 


Member Since: 04 Sep 2007
Location: Leyland
Posts: 601

United Kingdom 2013 Discovery 4 3.0 SDV6 HSE Lux Auto Indus SilverDiscovery 4

If the Excess is £100 more it's not the same quote!
 2013 D4 HSE Luxe in Indus Silver

(previously 2015 Defender Urban Truck 90XS in Havana)
(previously 2013 D4 XS in Fuji White)
(previously 2011 D4 XS in Stornaway Grey, auto, black leather, reversing camera and removable tow bar)
(previously 2011 Freelander 2, blue (Mrs B's)
(previously 2007 TDV6 D3 SE Zermatt Silver, auto, black leather, an Uncle Ray plate and AT2s)
(previously 2001 Freelander One, blue)
(previously 1967 Series 2, Green) 
 
Post #77497916th Mar 2011 12:26 pm
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Steve in Germany
 


Member Since: 29 Jan 2008
Location: Up a hill in Brecon
Posts: 185

Wales 2010 Discovery 4 3.0 TDV6 HSE Auto Santorini BlackDiscovery 4

For me because of where I live and my occupation NFU was a no-brainer...Also the likes of Direct Line, Tesco etc etc would not touch the D4 unless it had a tracker fitted, which they did'nt mention until they had qouted me and I noticed it in a small paragraph at the end....Its also good to have the local office on your doorstep.
  
Post #77498316th Mar 2011 12:37 pm
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BorderMan
 


Member Since: 02 Mar 2008
Location: Northumberland
Posts: 205

United Kingdom 2008 Discovery 3 TDV6 SE Auto Buckingham BlueDiscovery 3

Walmsleys wrote:
If the Excess is £100 more it's not the same quote!


True... With identical excess to the original Admiral quote, the Aviva quote increased to £408.
  
Post #77500416th Mar 2011 1:48 pm
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