Member Since: 11 May 2008
Location: UK
Posts: 6266
get a BAS and do not tell them crap won't find out anyway
oh and drive safe hihi
9th Sep 2009 12:38 pm
SJR
Member Since: 09 Aug 2006
Location: East Manchester
Posts: 4030
I understand where you are coming from, but i will make the following comment (not directly to you, but all who have similar thinking):
You buy a c£40k car and put a £600 remap on it, and then want to quibble about <£100 per annum uplift in insurance, which will give you 100% insurance cover. Is it really worth risking your insurer finding out you have modded your car after you have an accident and declaring your policy void due to failure to declare modifactions. If this means you are £00,000's out of pocket, and struggle to get insurance in future, is it really worth trying to save pennies? I believe that every human has a finite number of heart-beats. I don't intend to waste any of mine running around doing exercises.
Buzz Aldrin (1930 -
9th Sep 2009 12:46 pm
bigdave Site Sponsor
Member Since: 04 Jul 2008
Location: Cornwall
Posts: 9868
TBH i would always tell my insurer for the reasons SJR has given.
If it could go wrong, it will!!!
I have full blown Land Rover itis!!All things shipping, storage, transport. UK and worldwide.
Made no difference to my policy. However am now renewing and doing the inevitable search and found if I put a mod in then so many insurers won't then quote. I've removed the mod from the search to see the best prices. Hopefully they will then do a reasonable quote when I tell them about it.
Nothing to do with the mod but amazed the current insurer quotes about £200 less than the renewal.
9th Sep 2009 7:46 pm
MartinR
Member Since: 27 Jan 2008
Location: Oxon
Posts: 708
NFU Direct wanted "30-40% uplift" when I asked about it - wouldn't give me an actual quote till I'd had it done, it seems. Will be interesting to see what they say when I tell them it's morphing into a D4 - I suspect it won't make much odds, despite it ending up with the same power as the remapped D3!
Martin
9th Sep 2009 8:09 pm
bellautos
Member Since: 02 Feb 2006
Location: NorthYorkshire
Posts: 2532
I also advise that you tell your insurers if you have any modifications done to your car weather it be tuning or different size wheels etc etc.
BUT, what happens if you buy a car that is second and and for some reason its already tuned and you dont know
Pete.
9th Sep 2009 8:42 pm
MacLeod 313
Member Since: 18 Apr 2008
Location: away
Posts: 10723
I informed mine, but no increase due to 17years no claims they say. But as a guess if you were not to tell them and the assessor finds out, that aint good. Its too much money to worry about an oversight/or choose not to tell
9th Sep 2009 9:06 pm
Robster
Member Since: 17 Oct 2008
Location: Deregistered
Posts: 269
MartinR wrote:
NFU Direct wanted "30-40% uplift" when I asked about it - wouldn't give me an actual quote till I'd had it done, it seems. Will be interesting to see what they say when I tell them it's morphing into a D4 - I suspect it won't make much odds, despite it ending up with the same power as the remapped D3!
Martin
Interesting
NFU are my insurer and the tune (BAS) did not add a penny to my insurance!
Robin
9th Sep 2009 9:07 pm
MacLeod 313
Member Since: 18 Apr 2008
Location: away
Posts: 10723
Mine just asked me was it a performance enhancement, to which I stated its for economy and driveability of a landrover with the aerodynamics of a breeze block
No charge
9th Sep 2009 9:10 pm
npinks
Member Since: 31 Jan 2008
Location: Leeds
Posts: 1943
anybody asked the question with Landrover Insurance, wondering what their stance is on remaps?
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