Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
On his insurance though
It's a real industry - I suspect all parties operate on maximum margins as we policy holders eventually end up picking up the tab through our premiums - with not a huge choice of options
24th Jun 2015 12:46 pm
SN
Member Since: 03 Jan 2006
Location: Romiley
Posts: 13710
I trust you've got a stiff neck coming on though Adrian...Steve N | 21MY Defender | 08MY Discovery 3 (history) | 06MY Discovery 3 (ancient history)
24th Jun 2015 12:48 pm
Disco_Mikey
Member Since: 29 May 2007
Location: Dundee, Scotland
Posts: 20857
^^^
And that right there is why everyone's insurance costs so much My D3 Build Thread
Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
One of the reasons why insurance premiums increased in my (SK) area postcode was the incident of fake crashes at a roundabout near where I work - guys got jailed for it
It's just wrong though that the ambulance chasers are still allowed to trade - its just wrong
24th Jun 2015 2:09 pm
wiggs
Member Since: 03 Sep 2006
Location: Manchester
Posts: 14372
Won't be claiming whiplash .. Just want my car right
Can I insist it's repaired at LR ?
And as I have haven't got legal cover .. What's the chances of getting my policy excess back ???G4 Gone ...but not forgotten
24th Jun 2015 2:17 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73134
You shouldn't have to worry about excess, when some dozy woman drove into me my (her fault) I didn't loose any excess and premium didn't go up. Speak to your insurer.
IID Pro MV License - D3, D4 & RRS - Enabling, Updates, D4 & RRS Timed / Remote Climate, D4 Bluetooth fitting
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D4 & RRS style D3 grilles made to order
24th Jun 2015 2:23 pm
DigitalJunior
Member Since: 22 Nov 2008
Location: Cumbria
Posts: 4401
In the past I've used accident management companies who claim the maximum amount from the other party and found them very good.
They make sure you get identical hire car, approved repairer etc and loss of earnings (by the hour) etc etc
You get the idea and I know we all end up paying for it in the end.SOLD - 23my Range Rover Sport D300 Dynamic SE
24th Jun 2015 2:26 pm
pjb
Member Since: 05 Jun 2007
Location: Sunny Oxon
Posts: 308
wiggs wrote:
Won't be claiming whiplash .. Just want my car right
Can I insist it's repaired at LR ?
And as I have haven't got legal cover .. What's the chances of getting my policy excess back ???
I think you can, no reason why you car is not put back to exactly the same condition as before the accident.
We have a bodyshop next door who do a very good job - they do all our vans, but to be honest if its my car I would probably insist it went to a main dealer - (although it might then end up being repaired by someone else )
Pressure your insurer that it has to be a LR main dealer as it may otherwise invalidate the warranty - they will get all back from the 3rd party - If not insist that the insurance company to indemnify you against any costs you incur if any work done invalidates the Land Rover warranty - that is usually enough to get them to play ball, although in this case not a lot it could invalidate.
Good luck & hopefully a speed repair - plus above some AMC are very goodPreviously those that have a special place in my heart
BV55YZD G4 RRS
BP52GJE G4 110
24th Jun 2015 2:32 pm
Disco_Mikey
Member Since: 29 May 2007
Location: Dundee, Scotland
Posts: 20857
digitaljunior wrote:
In the past I've used accident management companies who claim the maximum amount from the other party and found them very good.
They make sure you get identical hire car, approved repairer etc and loss of earnings (by the hour) etc etc
You get the idea and I know we all end up paying for it in the end.
Been down this route, before I knew the ins and outs of the system, and never again
I did it because I wanted the car fixed at my place of work.
However, 3 years of ongoing legal disputes over hire car costs really isn't worth the hassle My D3 Build Thread
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73134
beanie wrote:
Dibbs on the old bumper Ade
Dibbs on the alloys.
24th Jun 2015 2:41 pm
adam
Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
When I smacked my Disco into the back of a van last year (my fault ) - I could have had the option of using LR, but was more hassle with me having to sort some things out myself )mostly courtesy car etc.)
Got the details of the recomended repairer and called them and they stated they did a lot of work for local LR dealers and only used OEM parts, so took the chance and went with them - went to pick up the car, set up looked very professional and all good so far.
However, if my car had been newer rather than 4.5 years old, may have gone down a different route.
An Accident Management company tried to sue me years ago when my insurance company refused to pay out on the other drivers like for like courtesy car - my mates loss adjusting company sorted it out for me
24th Jun 2015 2:42 pm
wiggs
Member Since: 03 Sep 2006
Location: Manchester
Posts: 14372
Thanks chaps
Just phoned the insurance company and I don't have to worry about policy excess ..
Approved dealer is going to get in touch within 4 hours .. And if it's not LR then I can ring them back and get it changed .. So we will see .
I'm covered for a courtesy car .. However it's only a 1.0 petrol .. Knew I should have checked up on that when I took out my insurance .G4 Gone ...but not forgotten
24th Jun 2015 2:45 pm
adam
Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
Sounds good - I had a Peugeot 308 for nearly 3 weeks - when I got my Disco back it felt incredible
Repairers used on mine was Howard Basford in Trafford Park
Last edited by adam on 24th Jun 2015 2:51 pm. Edited 1 time in total
24th Jun 2015 2:48 pm
DigitalJunior
Member Since: 22 Nov 2008
Location: Cumbria
Posts: 4401
You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum
| 08MY Discovery 3 (history) 
much 
) - I could have had the option of using LR, but was more hassle with me having to sort some things out myself )mostly courtesy car etc.)
- when I got my Disco back it felt incredible 
