Whilst i'd like to think this will cut down on the cold calls, i suspect it's just going to a case of the calls shifting to some other 'ambulance chasing' carp.
Should we have a sweepstake on what it's going to be ?
30th Aug 2019 3:39 pm
rrhool
Member Since: 28 Aug 2014
Location: Norfolk
Posts: 4400
Never had a PPI call Richard
D3 SE 2007. Triumph 2.5Pi 1973. Ferguson TEA20 1948.
Discovery 2 4.0 ES 2001- Gone
Discovery 1 300Tdi ES '95 - Gone
Range Rover Classic '79 - Gone
30th Aug 2019 3:40 pm
James W
Member Since: 27 Mar 2008
Location: Wirral, UK
Posts: 3067
"Mis-sold" investments or savings productsD4 XS, gone, much loved, never forgotten
2018 FFRR SDV8 Autobiography - Gone to someone with less sense and more time to enjoy it
2016 Toyota Hilux Invincible - Liberating experience
30th Aug 2019 3:42 pm
Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
They’ve been doing that for sometime.DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
If I were to point to some areas where I know there's some disquiet, they would be
1) Pension transfers - already happening, but there's not been the noise I might expect
2) Automotive Retail Finance, particularly PCP and the potential disparity between initial deposit and actual equity at the end of the finance period
3) GAP Insurance and Warranty Commission disclosure
4) Mobile phone contracts and the hidden finance element (the phone contract as in all but name a loan to buy the phone with the cost of loan repayment mixed in with the cost of providing services, but no financial services legislation is applied).
Do I think there's be any regulatory action on any of the above? From what I've seen of the FCA I'm not expecting them to take action. They don't seem to have the appetite or capacity to take these on.I know it's not considered "kind" to say no these days, but no. Just no, ok? And if it's not ok, still no.
30th Aug 2019 4:17 pm
blue meanie D3 Decade
Member Since: 04 Aug 2005
Location: Newbury
Posts: 6861
don't forget 'equity release' as that be the next one when lots of people realise they have none left and theeeeennn......???
30th Aug 2019 4:28 pm
Someone-Gone
Member Since: 21 Dec 2015
Location: Gone
Posts: 5117
The mis selling of mortgages and cancellation charges if you pay it off.
I recall SWMBO had a mortgage with the Bank of Scotland on her property when she moved in with me, she got stung for £3,000 to redeem it despite the fact I told them I was quite prepared to take out a mortgage with them to negate this.
30th Aug 2019 4:46 pm
Scott #55
Member Since: 15 Apr 2015
Location: Glasgow
Posts: 1664
Early redemption charges on mortgages for me. 2014 - D4 2010 HSE Nara Bronze
2012 - FL2 2009 GS Stornoway Grey
2001 - VW Passat Estate Inky Blue
1999 - Ford Mondeo Light Blue
1998 - Rover 25 Red
30th Aug 2019 5:02 pm
John P
Member Since: 12 Aug 2011
Location: West Sussex
Posts: 1274
Wayleave - I've already had a few of those chasing me.
30th Aug 2019 5:13 pm
GLYNNE
Member Since: 06 Oct 2006
Location: KENT
Posts: 4645
I’ve just gone through the Wayleaves one and done very nicely out of it
Would never have crossed my mind to look into it if I hadn’t had the letter drop through the door.
Another one is council tax. My dad had a chap tell him he thinks his in the wrong band and that he would contest it on his behalf. The guy was a no win no fee type of arrangement so my parents went ahead and got several years back pay and cheaper tax going forward.
It’s not all bad news
30th Aug 2019 5:40 pm
RDR
Member Since: 24 Mar 2013
Location: Derbyshire
Posts: 2260
something around the fines and charges for paying debt off early.
or
something in the car finance world.MY06 S - Gone but not forgotten
MY12 HSE - Gone
MY16 HSE Luxury - Sold
MY20 D5 HSE - Sold
Current RR L460 PHEV
30th Aug 2019 6:00 pm
mse
Member Since: 27 Jun 2005
Location: Shropshire
Posts: 2702
Miss selling ppi miss sellingMike
1st Sep 2019 11:50 pm
adam
Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
blue meanie wrote:
don't forget 'equity release' as that be the next one when lots of people realise they have none left
Every time I see one of those adverts I think exactly the same - just a matter of time.
I’m guessing the boom in home ownership about 30 years ago courtesy of Maggie’s selling of Council Housing has helped what appears to be a bit of a smelly business.Now Golf GTI PP, 7 speed DSG.
Ex D3 and D4
2nd Sep 2019 6:32 am
ronp
Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15213
Mis-sold Solar Panel benefits.
Not returning the financial return that was promised.
Barclays lay aside £38m to deal with potential claims.
Member Since: 20 Feb 2013
Location: Bedfordshire
Posts: 630
I saw that too. My flabber was well and truly gasted to read this:
Quote:
Robert Skillen, who was the director of the firm when Mr Thompson bought his system, said Mr Thompson's panels would make him money.
Mr Skillen is now in business claiming to help people who have been missold solar panels. He did not want to be interviewed.
So he ran a company that allegedly missold solar, and now is making more money by "helping" the people his company targeted. Hmmmm
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cold calls, i suspect it's just going to a case of the calls shifting to some other 'ambulance chasing' carp.
