Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 352
Off Road Cover
Good Morning,
We have had many enquiries regarding off road and organised event cover.
I am delighted to confirm we can offer cover whilst your vehicle is being used in an event organised by BORDA, a vehicle manufacturer, a recognised 4x4 off road club or an off road organisation.
Our Specialist vehicle centre in Thatcham have the specialist cover and experienced staff relevant to this forum to ensure you get the club discounts and policy benefits as promised. These facilities are bespoke and therefore not available elsewhere.
Make sure you mention this forum when you get the quotation.
Give us a call on 01635 874646 or click the link in my signature and we will call you back.
Thanks
ClareHowden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation
I'm confused. I moved my insurance to A-Plan because off-road cover was included. Does this mean that now it isn't and I've been uninsured?A vaccine does not stop you catching a virus, or passing it on, or getting ill from it, really ill. It does reduce the likelyhood of you dying when really, really ill. Stay Alive - KEEP AWAY FROM PEOPLE.
2nd Sep 2016 10:18 am
LaserTam
Member Since: 31 Aug 2015
Location: Essex
Posts: 831
Thanks Clare.
I have just rung for a quote, advised that this would be as part of an annual policy rather than a one off day cover - may save some people making a call if they thought (as I did) that this was a one day type policy.
I needed a renewal quote anyway - so wasn't a wasted call for me
Ian.MY2012 D4 HSE Nara Bronze with some extra stuff
2nd Sep 2016 10:20 am
DG Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50977
Navigator wrote:
I'm confused. I moved my insurance to A-Plan because off-road cover was included. Does this mean that now it isn't and I've been uninsured?
There is a technical difference between "off road" cover and "off road" cover for events21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
2nd Sep 2016 10:21 am
Mr.Tom
Member Since: 01 Jun 2014
Location: St Neots
Posts: 1641
Most insurers cover green lanes - i.e. legal rights of way that missing tarmac, although worth double checking as some don't.
However, nearly all explicitly exclude 4x4 events, competitions and racing....
It's always a little unclear what an event really means Sill protection - LED internal lights - LED reverse lights - boot liner - Dog Guard - Rock sliders
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MY16 D4 Landmark
2nd Sep 2016 10:23 am
A-Plan Insurance Site Sponsor
Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 352
Navigator wrote:
I'm confused. I moved my insurance to A-Plan because off-road cover was included. Does this mean that now it isn't and I've been uninsured?
Not at all. I get asked the question all of the time, so instead of answering by PM i thought i'd let you all know Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation
Last edited by A-Plan Insurance on 2nd Sep 2016 10:29 am. Edited 1 time in total
2nd Sep 2016 10:29 am
L319
Member Since: 14 Dec 2013
Location: Herefordshire
Posts: 2082
Clare,presumably A plan do Not cover off road competitions, I think 'events' needs defining.
2nd Sep 2016 10:29 am
A-Plan Insurance Site Sponsor
Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 352
Hi guys,
In answer to your questions:
The cover is provided as part of an annual policy, it is not available as a stand alone one day cover.
The cover is for organised events, such as a Landrover Experience day.
Cover is for non competitive events, racing or timed events are excluded.
If you have any other questions please feel free to give me a call on 01635 874646.
Thanks
ClareHowden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation
2nd Sep 2016 10:44 am
Fitzy73
Member Since: 09 Feb 2014
Location: Truro
Posts: 2407
This looks interesting, my renewal is due next week.
I already deal with several of your other offices for various policies, so I will ask them. Although when I spoke to them last year (and your office) no one knew anything about the Discovery Forum, so just renewed as normal.Andy
2nd Sep 2016 12:28 pm
A-Plan Insurance Site Sponsor
Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 352
Fitzy73 wrote:
This looks interesting, my renewal is due next week.
I already deal with several of your other offices for various policies, so I will ask them. Although when I spoke to them last year (and your office) no one knew anything about the Discovery Forum, so just renewed as normal.
Can you PM me your details and the branch you use and I will have a look into it for you.
Thanks
ClareHowden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation
2nd Sep 2016 12:50 pm
Russell
Member Since: 23 Aug 2007
Location: Kent
Posts: 10564
You state a recognized 4x4 club, do you include events organised by this or on this forum within thatMY17 D5 1st Edition Namib Orange
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MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
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2nd Sep 2016 1:15 pm
A-Plan Insurance Site Sponsor
Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 352
Re: Off Road Cover
Russell wrote:
You state a recognized 4x4 club, do you include events organised by this or on this forum within that
We recognise this forum as a 4x4 club, if the forum were to hold an event it would be covered under the policy.
If a meet is arranged through the forum, as members getting together, this would not be recognised as a 4x4 club meet. Although if you are only greenlaning together and are still on public highways this would be covered under a different section of the policy.
If you get together as a group of members and go to an organised club event this would be covered.
Please feel free to give us a call on 01635 874646 if you need anymore information.
ClareHowden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation
2nd Sep 2016 1:43 pm
galwaygreen
Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525
is this wording clearly stated in a policy document or schedule or is it only mentioned in a covering letter from A plan
2nd Sep 2016 2:21 pm
A-Plan Insurance Site Sponsor
Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 352
It depends on the insurer, we are a broker and have more than one company that offers the cover.Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation
2nd Sep 2016 2:32 pm
galwaygreen
Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525
insurance policies normally mention everything under the sun...so when it comes to the important bit about whats covered I don't understand why that is not clearly stated in the policy/schedule wording..and we have to rely on a covering letter from the broker...as for organised events ..would that not infer that the organiser would need public liability cover and have done a risk assessment for the said event..........
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