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Off Road Cover
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A-Plan Insurance
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Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 350

United Kingdom 
Off Road Cover

Good Morning,

We have had many enquiries regarding off road and organised event cover.

I am delighted to confirm we can offer cover whilst your vehicle is being used in an event organised by BORDA, a vehicle manufacturer, a recognised 4x4 off road club or an off road organisation.

Our Specialist vehicle centre in Thatcham have the specialist cover and experienced staff relevant to this forum to ensure you get the club discounts and policy benefits as promised. These facilities are bespoke and therefore not available elsewhere.

Make sure you mention this forum when you get the quotation.

Give us a call on 01635 874646 or click the link in my signature and we will call you back.

Thanks

Clare
 Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation 
 
Post #16993182nd Sep 2016 8:56 am
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Navigator
 


Member Since: 17 Mar 2010
Location: Stay at Home. One of the lives you save could be your own.
Posts: 5103

Scotland 2015 Discovery 4 3.0 SDV6 SE Auto Causeway GreyDiscovery 4

I'm confused. I moved my insurance to A-Plan because off-road cover was included. Does this mean that now it isn't and I've been uninsured?
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Post #16993432nd Sep 2016 10:18 am
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LaserTam
 


Member Since: 31 Aug 2015
Location: Essex
Posts: 828

England 2012 Discovery 4 3.0 SDV6 HSE Auto Nara BronzeDiscovery 4

Thanks Clare.

I have just rung for a quote, advised that this would be as part of an annual policy rather than a one off day cover - may save some people making a call if they thought (as I did) that this was a one day type policy.

I needed a renewal quote anyway - so wasn't a wasted call for me Smile

Ian.
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Post #16993442nd Sep 2016 10:20 am
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DG
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Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50930

Wales 

Navigator wrote:
I'm confused. I moved my insurance to A-Plan because off-road cover was included. Does this mean that now it isn't and I've been uninsured?


There is a technical difference between "off road" cover and "off road" cover for events
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Post #16993452nd Sep 2016 10:21 am
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Mr.Tom
 


Member Since: 01 Jun 2014
Location: St Neots
Posts: 1641

United Kingdom 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Waitomo GreyDiscovery 4

Most insurers cover green lanes - i.e. legal rights of way that missing tarmac, although worth double checking as some don't.

However, nearly all explicitly exclude 4x4 events, competitions and racing....

It's always a little unclear what an event really means Question Question
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Post #16993472nd Sep 2016 10:23 am
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A-Plan Insurance
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Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 350

United Kingdom 

Navigator wrote:
I'm confused. I moved my insurance to A-Plan because off-road cover was included. Does this mean that now it isn't and I've been uninsured?


Not at all. I get asked the question all of the time, so instead of answering by PM i thought i'd let you all know Smile
 Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation 


Last edited by A-Plan Insurance on 2nd Sep 2016 10:29 am. Edited 1 time in total 
Post #16993492nd Sep 2016 10:29 am
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L319
 


Member Since: 14 Dec 2013
Location: Herefordshire
Posts: 2079

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

Clare,presumably A plan do Not cover off road competitions, I think 'events' needs defining.
  
Post #16993502nd Sep 2016 10:29 am
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A-Plan Insurance
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Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 350

United Kingdom 

Hi guys,

In answer to your questions:

The cover is provided as part of an annual policy, it is not available as a stand alone one day cover.

The cover is for organised events, such as a Landrover Experience day.

Cover is for non competitive events, racing or timed events are excluded.

If you have any other questions please feel free to give me a call on 01635 874646.

Thanks

Clare
 Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation 
 
Post #16993542nd Sep 2016 10:44 am
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Fitzy73
 


Member Since: 09 Feb 2014
Location: Truro
Posts: 2407

United Kingdom 2010 Discovery 4 3.0 TDV6 XS Auto Causeway GreyDiscovery 4

This looks interesting, my renewal is due next week.

I already deal with several of your other offices for various policies, so I will ask them. Although when I spoke to them last year (and your office) no one knew anything about the Discovery Forum, so just renewed as normal.
 Andy

 
 
Post #16993842nd Sep 2016 12:28 pm
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A-Plan Insurance
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Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 350

United Kingdom 

Fitzy73 wrote:
This looks interesting, my renewal is due next week.

I already deal with several of your other offices for various policies, so I will ask them. Although when I spoke to them last year (and your office) no one knew anything about the Discovery Forum, so just renewed as normal.


Can you PM me your details and the branch you use and I will have a look into it for you.

Thanks

Clare
 Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation 
 
Post #16993932nd Sep 2016 12:50 pm
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Russell
 


Member Since: 23 Aug 2007
Location: Kent
Posts: 10564

United Kingdom 

You state a recognized 4x4 club, do you include events organised by this or on this forum within that
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Post #16994102nd Sep 2016 1:15 pm
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A-Plan Insurance
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Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 350

United Kingdom 
Re: Off Road Cover

Russell wrote:

You state a recognized 4x4 club, do you include events organised by this or on this forum within that


We recognise this forum as a 4x4 club, if the forum were to hold an event it would be covered under the policy.

If a meet is arranged through the forum, as members getting together, this would not be recognised as a 4x4 club meet. Although if you are only greenlaning together and are still on public highways this would be covered under a different section of the policy.

If you get together as a group of members and go to an organised club event this would be covered.

Please feel free to give us a call on 01635 874646 if you need anymore information.

Clare
 Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation 
 
Post #16994202nd Sep 2016 1:43 pm
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

is this wording clearly stated in a policy document or schedule or is it only mentioned in a covering letter from A plan
  
Post #16994312nd Sep 2016 2:21 pm
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A-Plan Insurance
Site Sponsor 


Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 350

United Kingdom 

It depends on the insurer, we are a broker and have more than one company that offers the cover.
 Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation 
 
Post #16994382nd Sep 2016 2:32 pm
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

insurance policies normally mention everything under the sun...so when it comes to the important bit about whats covered I don't understand why that is not clearly stated in the policy/schedule wording..and we have to rely on a covering letter from the broker...as for organised events ..would that not infer that the organiser would need public liability cover and have done a risk assessment for the said event..........
  
Post #16994832nd Sep 2016 3:46 pm
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