THUB
Member Since: 10 Dec 2005
Location: West Berkshire.
Posts: 717
  
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| LR Insurance changing companies. |
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As those of you with LR policies will know the policies are being moved over to Verex, Zenith. I have just had a quote to renew my policy in a month's time at £665 rather than £548. Seems a big increase for a transfer at LR's bidding. Best new quote is from Admiral at £523. Any views, comments or suggestion for insuring the D4? I am too old to go to NFU and some companies insist on trackers.
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 4th Feb 2012 4:34 pm |
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MarsKy
Member Since: 23 Dec 2011
Location: Lanarkshire
Posts: 847
 
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my april 2011 D4 HSE was GBP 350 with 12000 business miles and protected NCB from Privilege
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| 4th Feb 2012 4:55 pm |
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Bill Wright
Member Since: 03 Nov 2007
Location: Glorious Devon
Posts: 3254
 
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Privilege for me too. I switched from NFU after an £800 + quote last year to Privilege at about £432 with 5 years NCd and all the bells and whistles.
That's in rural Devon and I'm drawing my OAP. 
Bill Wright  Never take life too seriously. Nobody gets out alive anyway.
D4 SDV6 SE Tech Kaikoura Stone MY15.
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| 4th Feb 2012 5:39 pm |
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The Transformer
Member Since: 22 Jan 2010
Location: Leicestershire
Posts: 1791
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Privelege here too, 12k, both of us business use, has actually gone down this year to £290!
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| 4th Feb 2012 8:42 pm |
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THUB
Member Since: 10 Dec 2005
Location: West Berkshire.
Posts: 717
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Thanks for replies. Churchill and Privilege both insist on a tracker being fitted. Do you have one?
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| 4th Feb 2012 9:55 pm |
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MarsKy
Member Since: 23 Dec 2011
Location: Lanarkshire
Posts: 847
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No tracker.
I purchased on-line and then called Privilege to cancel my sold BMW 520d, and ended up going over the D4's details.
On-line or on phone, a tracker never came up in the requirements.
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| 4th Feb 2012 10:24 pm |
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THUB
Member Since: 10 Dec 2005
Location: West Berkshire.
Posts: 717
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Do you think the model/cost has a bearing on the premium and requirement for a tracker? I have HSE.
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| 5th Feb 2012 10:31 am |
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Slimer
Site Moderator
Member Since: 06 Jan 2005
Location: Last Exit to Nowhere
Posts: 16295
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| Re: LR Insurance changing companies. |
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THUB wrote:just had a quote to renew my policy in a month's time at £665 rather than £548
Was that the default written quote they send you? If so get yourself a new quote via the website then phone them up and ask why there's a difference (assuming it's lower which I suspect it will be); I ended up paying less with LRI-Zenith than the previous year with LRI-RSA The End
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| 5th Feb 2012 11:28 am |
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MarsKy
Member Since: 23 Dec 2011
Location: Lanarkshire
Posts: 847
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THUB wrote:Do you think the model/cost has a bearing on the premium and requirement for a tracker? I have HSE.
No - mine is 2011 D4 HSE.
It could be a postcode thing and you might be in a higher risk area.
Like Slimer said get an on-line quote (as a new customer) and then follow up on phone.
Previous experience with Privilege is that if they give you a renewal quote, and you can get it cheaper as a new customer on their own website (and you usually can), you can phone them up and they will renew you at the lower on-line price.
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| 5th Feb 2012 4:40 pm |
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Hairy Dan
Member Since: 19 Jan 2011
Location: Co. Durham
Posts: 12319
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Just got my renewal from LV and it has only gone up £13.45  although I am still going to ring them this week as I have just done a quote with Churchill (Oh yes!) and their quote is £100 less Cheers Ian
--------------------
Club N.E.R.D.S
Kielder 4x4 Safari
Discoless
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| 5th Feb 2012 6:18 pm |
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THUB
Member Since: 10 Dec 2005
Location: West Berkshire.
Posts: 717
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Thanks for the replies. I can see my phone being busy in the morning. I think that living 60 miles west of London must have some bearing on the cost, although West Berkshire is pretty rural.
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| 5th Feb 2012 7:35 pm |
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Goofy
Member Since: 07 Jun 2011
Location: Sunny Cheshire
Posts: 100
 
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I just insured my D3 for £322 with direct line after being quoted £690 from the AA.
I'm well pleased.  . Disco 3 TDV6 SE, black, de-badged, blacked out windows, cream leather interior, never seen a dirt track in its life.
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| 6th Feb 2012 3:33 pm |
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mark the spark
Member Since: 22 Jun 2011
Location: southampton
Posts: 2477
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just renewed the D3 with esure at £460 inc legal cover and business use 12K miles pa
original renewal quote wa £770 MY05 SE D3 Manual my first LR what a car
MY10 HSE D4 auto
MY14 XXV more buttons than the spaceshuttle
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| 6th Feb 2012 3:52 pm |
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adam
Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
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MarsKy wrote:No tracker.
I purchased on-line and then called Privilege to cancel my sold BMW 520d, and ended up going over the D4's details.
On-line or on phone, a tracker never came up in the requirements.
I'd check the T&C's - only after selling a Mercedes in 2005 did I realise that the a Tracker was required - shich I hadnt fitted - so was driving around for 2.5 years so technically no insurance?
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| 6th Feb 2012 3:57 pm |
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MarsKy
Member Since: 23 Dec 2011
Location: Lanarkshire
Posts: 847
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Privilege says: "All security and tracking devices which we insist are fitted to your car should be active and in full working order."
No one has insisted, not on-line and not on the phone
If it were a condition, it would be on the policy schedule anyway (admittedly I did panic and checked the policy and schedule thoroughly ).
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| 6th Feb 2012 4:19 pm |
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