Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73075
Land Rover Insurance renewal
This merry morn mr postie brought me my renewal for my LRIns policy.
Thought it was a good news, bad news picture. First the good news, it was still with Royal & Sun Alliance as opposed to the new company that has taken over the new policies. The new company doesn't cover Tunisia, RSA does, wippeeeee!
Bad news was the price, £775!!!
Then realised that was for TWO cars (policy for both D3s), excellent considering the renewal last year for my car was over £600 alone, now both for under £400 each. Phoned up and bit their arm off at that price, didn't even try and haggle!
Happy Days!!!
18th Jan 2010 3:41 pm
oop north
Member Since: 26 Jun 2009
Location: Preston
Posts: 236
Have just got quote from LR insurance (don't know who the insurers are - just the ones LR use to give the 7-day free insurance with my new-to-me car) for full year. Slightly worried to find that more than 50% above what the NFU are charging for my current BMW 530d (being px'd against the D3)
Had to phone NFU anyway to let them know about the new car, which has a value around 4x the BMW. And no change in premium so very happy with that, won't be switching to LR insurance!
18th Jan 2010 4:06 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73075
Sounds like the new crowd, purely from the Tunisia point of view I'm glad I'm still with RSA, low cost is a big bonus though!
18th Jan 2010 4:10 pm
astonbuilder
Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8131
I had the free 7 day insurance for my Disco' and when the formal quote turned up a week later it was around £200 (or 33%) cheaper than my current company (itself around £90 cheaper than anywhere else). I didn't change as about 5 months in and building up the NCB after 18 years of company cars
However as the only details I provided the dealer were my name and address and a photocopy of my licence, just the plastic part (for the test drive) I can only assume they "filled in the blanks" themselves so quote could be for full NCB or nothing, I have no clue, but will get them to requote again when renewal time comes up.
2nd Feb 2010 11:40 pm
paulJ1
Member Since: 17 Mar 2009
Location: Stewarton, Scotland
Posts: 268
New policy today.
Caravan Club Insurance £1440
LR insurance £1080
NFU Insurance £740
Admiral £450
mmmm all same excesses and annual mileage etc. August 04 plate HSE, Dont go offroad so, Admiral it is then !!!!!!!
The variation amazes me !Got our Disco... Love it.....
2nd Feb 2010 11:49 pm
astonbuilder
Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8131
I had similar using a search engine comparator site. Lowest was just under £600, the highest was over £2k and then a raft of "unable to quote" one's as well. The variability in cover/excess, etc. was just as varied. Can understand "picking your customers" but in this day and age of the computer would ANYBODY pick the £2k one's
2nd Feb 2010 11:58 pm
RobKeay
Member Since: 14 Dec 2008
Location: Stafford
Posts: 119
blimey I am with direct line have been for years. I pay £420 and I am 28!!!
3rd Feb 2010 12:01 am
astonbuilder
Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8131
am a bit older but only 2 years NCB after having had company cars for so long
3rd Feb 2010 12:03 am
Stu
Member Since: 08 Feb 2009
Location: Hampshire
Posts: 2423
I tried Adrian Flux as I'd heard they were good for off road cover. Anyway they use RSA as well and the quote was for £400, which seems pretty good to me. So I am going to switch from Direct line as I'm not confident that they would pay out on anything offroad. The RSA also covers business use to multiple locations and also covers me for 4x4 response.D3 HSE MY05 Auto
Expo Rack, Club MTR, LR Spots, A Bar, Light Guards, GNVP Sump Guard, GNVP Ladder, Cup Holders, RLD A Bar brackets. Disco3Club stickers, Aux power on Mod
3rd Feb 2010 12:05 am
SN
Member Since: 03 Jan 2006
Location: Romiley
Posts: 13710
SE and HSE are higher insurance groups than Base, GS, S and XS - this caused my LR Insurance Premium of £400 to go to £600 last yearSteve N | 21MY Defender | 08MY Discovery 3 (history) | 06MY Discovery 3 (ancient history)
3rd Feb 2010 12:06 am
Land Rover Nat
Member Since: 04 Feb 2006
Location: Buckie Scotland
Posts: 85
Just been quoted £292 for my renewal for a Mar 2006 HSE from Land Rover Insurance (RSA).
4th Feb 2010 10:00 am
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73075
Sounds good, maybe I should have haggled!
4th Feb 2010 10:03 am
Alan G
Member Since: 15 Oct 2008
Location: Lanarkshire
Posts: 1372
astonbuilder wrote:
am a bit older but only 2 years NCB after having had company cars for so long
I know that they used to accept a letter from the company you work for, saying that you have had company cars home & for private use for X amount of years.
Or is this why you have the 2yrs NCD?
That's where i started again, as i always had service vehicles home with me, i'm now upto 75% NCB.ATB
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so very happy with that, won't be switching to LR insurance!
