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Insurance for Test Drives
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Bob5
 


Member Since: 29 Aug 2012
Location: Harrogate
Posts: 55

United Kingdom 2009 Discovery 3 TDV6 HSE Auto Stornoway GreyDiscovery 3
Insurance for Test Drives

Maybe selling the Disco 3 later this year. If I sell privately I understand that if a prospective purchaser wants to take a test drive I think (?) I would need to check their:
1) driving licence,
2) new print out thingy from DVLA to verify licence is valid,
3) insurance certificate.

However in my experience, "fully comp" usually only covers third party vehicles to, erm, third party losses only, I.e. Not my vehicle if they write it off. how do other sellers protect themselves when allowing test drives, bearing in mind particularly how an inexperienced driver might be caught out by size and weight of the disco.

Many thanks,

Bob.
 RLD Spare Wheel Protector.
56k miles 4 new lower suspension arms, supplied by Steve at Advanced Factors.
75k miles Megaflush by Geoff.
75k miles Transfer box oil change by Flack.
81k miles Suspension compressor replaced Ripon LR.
85k miles Diff oils changed Ripon LR.
88k miles 7yr service inc 3 belts + water pump + ancillary tension pulley by Flack.
89k miles New EGR valves, Valeo OEM, by Discovery Centre, Otley.
91k miles New NSR Upper Suspension Arm, Quattro Autocare, Riccall 
 
Post #15856921st Jan 2016 1:50 pm
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L319
 


Member Since: 14 Dec 2013
Location: Herefordshire
Posts: 2083

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

I personally wont allow anyone a test drive for the reasons you give.
  
Post #15857411st Jan 2016 4:23 pm
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pagoda
 


Member Since: 13 Aug 2009
Location: Not London Anymore (or the US for that matter)
Posts: 1929

Canada 2016 LR4 3.0 SDV6 Landmark LE Auto Yulong WhiteLR4

I've not had a problem taking people for a test drive with me doing the driving. I have let others drive the car with me in it provided they show valid insurance and a driving licence and ID, but in most cases people seem happy enough to go for a drive with me at the wheel. I'm sure someone will come along with a proper answer but I guess it depends how easy you want selling your car to be. Refusing a test drive won't make it easy for a would-be buyer.
 PAGODA  
Post #15858071st Jan 2016 6:59 pm
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discoteca
 


Member Since: 08 Mar 2010
Location: Warwickshire
Posts: 1477

United Kingdom 2016 Discovery 4 3.0 SDV6 SE Tech Auto Corris GreyDiscovery 4

For the test drive I always do the driving with the perspective purchaser as a passenger. If the purchaser really wanted to drive you can get a single day fully comp insurance online in about 10 mins at reasonable cost (purchaser to pay, perhaps offer to go halves if they do end up purchasing or something like that).
  
Post #15858131st Jan 2016 7:10 pm
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Bob5
 


Member Since: 29 Aug 2012
Location: Harrogate
Posts: 55

United Kingdom 2009 Discovery 3 TDV6 HSE Auto Stornoway GreyDiscovery 3

Thank you for the replies. Feel much more comfortable about me doing a demonstration drive and leaving it at that.

Discoteca - love the dogs avatar. A good boot full there Very Happy Used to have two labs but are currently dogless.
 RLD Spare Wheel Protector.
56k miles 4 new lower suspension arms, supplied by Steve at Advanced Factors.
75k miles Megaflush by Geoff.
75k miles Transfer box oil change by Flack.
81k miles Suspension compressor replaced Ripon LR.
85k miles Diff oils changed Ripon LR.
88k miles 7yr service inc 3 belts + water pump + ancillary tension pulley by Flack.
89k miles New EGR valves, Valeo OEM, by Discovery Centre, Otley.
91k miles New NSR Upper Suspension Arm, Quattro Autocare, Riccall 
 
Post #15861172nd Jan 2016 1:37 pm
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