Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
..and insurance is only as good as the payout. No point in saving £100 to go rock bottom if that insurer won't pay out, or gives too much grief/argument at the all important time!2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
21st Feb 2008 12:26 am
AndrewW
Member Since: 06 Aug 2007
Location: Saddleworth
Posts: 2302
B H - I thought I would try NFU but they were DOUBLE the £300 I have with First Alternative
I thought they might be more sympathetic to winches / re-maps etc. Never even got to mention those...
That's their West Yorkshire office. Lovely people. Awful quote. 2006 D3 finally swapped for a 2016 D4 Graphite in Graphite grey. No mods
21st Feb 2008 12:33 am
TazDaz
Member Since: 07 May 2007
Location: South East Essex
Posts: 2858
NFU declined to insure me because of my postcode .. so I think CY is correct
Can't understand it as I live near farms and fields but not near enough I guess
21st Feb 2008 12:45 am
Buckingham
Member Since: 08 Mar 2006
Location: Hampshire
Posts: 957
Disco Dog wrote:
Saga gave me £247 for my G4.
If only I knew you were selling....I would have given you £250!!!
21st Feb 2008 12:49 am
CY
Member Since: 16 Aug 2005
Location: Warwickshire
Posts: 4502
TazDaz wrote:
I live near farms and fields but not near enough I guess
That's it down the bog for me - the nearest field to me is Somerfield 2007 Porsche Boxster (987) 2.7
2008 Discovery 3 TDV6 HSE G4 Challenge (1 of 68)
2023 Defender 90 D250 X-Dynamic HSE
21st Feb 2008 12:49 am
stoke135
Member Since: 12 Feb 2008
Location: staffordshire
Posts: 47
nfu refused to quote me because of my postcode and occupation of motor trade mechanic.
I insure both my D3 and D2 with the NFU at cambridge . they are really good and service second to none.
the fact they know what a Land Rover was intended for is an added bonus .And there is always a D3 parked outside
The only thing NFU asked me is if I owned a croft,no, but but not a bad quote at 350. One place I will never go back to is the Halifax (esure) I am still waiting now 3 weeks after my D3 being written off for my money, plus as some one said you get what you pay for, I should have read the small print £100 max for contents of the car,my sunglasses cost more than that . Plus they say my roof rack was a modifacation and should have been on the policy same as the tow bar, there is another few hundred quid saved for there share holders.
24th Feb 2008 4:06 pm
Jads777
Member Since: 03 Sep 2005
Location: Channel Islands
Posts: 697
When I fitted my expo rack I notified the insurers (Norwich Union) via my broker. They replied that it did not have to be on the policy as it was considered to be an accessory, not a modification. I reckon Halifax are really trying it on.
24th Feb 2008 4:26 pm
SN
Member Since: 03 Jan 2006
Location: Romiley
Posts: 13710
TazDaz wrote:
NFU declined to insure me because of my postcode
This is common throughout the Motor Insurance industry - probably nothing to do with proximity to farmland, more to do with exposure to risk (i.e. a claim)Steve N | 21MY Defender | 08MY Discovery 3 (history) | 06MY Discovery 3 (ancient history)
24th Feb 2008 4:36 pm
johnflavell
Member Since: 01 Aug 2005
Location: South Wales
Posts: 78
Insurance
NFU for me,Port Talbot,South Wales £285. Cheapest quote,best policy.Been with them for 5 years with Disco`s and defendersTDV6 Se Zermat. 07
24th Feb 2008 5:02 pm
monkey hanger
Member Since: 17 Jan 2008
Location: London
Posts: 291
I'm in SE london and NFU wouldn't even quote me because of my postcode!
They say they are only "low risk" insurers"its probably a virus, you'll be right as rain in a few days and if you're playing sport try to favour the other leg"
I'm in the process and TheAA and DirectLine are currently cheapest. NFU next on the list for a quote.I know it's not considered "kind" to say no these days, but no. Just no, ok? And if it's not ok, still no.
However, they also told me that the offroad insurance would not cover you for "pay to play" days. It only covers green-laning etc.Too much intellectual firepower can damage your common sense.
You don't need to get a green card to go abroad with NFU either. You don't even need to tell them you are going to Europe unless it is a long trip (over 6 moths if i remember correctly). Privilege used to charge £30 a trip for a green card.Too much intellectual firepower can damage your common sense.
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