GlosBoy
Member Since: 16 Oct 2009
Location: Chandlers Ford
Posts: 2444
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Despite posting on previous threads that I was happy with Aviva insurance on the Disco they have just come back with a renewal quote that is way too high.
Bottom line - with SWMBO as main, me and 2 kids as named driver they have come back wtih a renewal price of £578
If I take the kids off it goes down to £458
Looking on Go Compare or similar I get £265 for just me and SWMBO with Adrmiral - this seems very low.
Tesco for instance is £385 for just SWMBO and me. S t with a stripe version is lower but dont like this option
The Admiral one looks better than my Aviva in that its an Excess of £200 ( Aviva is £500) and includes a replacement car, Aviva doesnt.
Anyone had any dealings with Admiral ?
Thanks in advance D4 HSE - Aintree Green
D4 Orkney my13 - gone
Stornaway D4. Gone, Didn't like it at all
D3 silver manual. Loved my first LR
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19th Mar 2012 1:00 pm |
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Discotres
Member Since: 25 Jan 2010
Location: London
Posts: 8491
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Try the Co-Op they are kid friendly
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19th Mar 2012 1:05 pm |
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LT
Member Since: 31 Dec 2005
Location: South West
Posts: 23866
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Try LV, very good to deal with (I've made 2 non fault claims) and good price. Premiums haven't increased for me over the last 3 years.
All inc. with business use and wife to drive, courtesy car etc. £360.
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19th Mar 2012 1:12 pm |
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GlosBoy
Member Since: 16 Oct 2009
Location: Chandlers Ford
Posts: 2444
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Will try both.
I am keen to keep them on as it benefits me at times (drunk) but at £300 premium I can get a lot of cabs and still be quids in D4 HSE - Aintree Green
D4 Orkney my13 - gone
Stornaway D4. Gone, Didn't like it at all
D3 silver manual. Loved my first LR
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19th Mar 2012 1:24 pm |
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rasu52
Member Since: 11 Feb 2010
Location: Dead Man's Gultch
Posts: 100
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I have, today signed up with Admiral on a multi-car policy, same price as yours for Disco, although they state courtesy car if your car is a write off they will not supply a courtesy car unless you take out an additional insurance, cost me £16.60, and that will give you 21 days of courtesy car, did not think that was to bad an addition to take on.
Other than that seems OK for my needs, mine includes business use aswell, NFU was £675, so a big saving, also my son, 17, just passed test saved him a staggering £1565 for his first years insurance so he is well pleased with that and the other 2 cars on the policy l have saved 50%.
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19th Mar 2012 6:23 pm |
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B16 KJR
Member Since: 10 Jul 2006
Location: Rosyth, Fife
Posts: 3005
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Quote:Anyone had any dealings with Admiral ?
I have used them for the last couple of years, never had a claim though and to be honest thats the only way of telling if a company is any good.
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20th Mar 2012 12:27 pm |
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seddie
Member Since: 23 Mar 2010
Location: Aberdeenshire
Posts: 415
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Just paid £300 to AA for Myself and SWMBO, this price includes an insurance to cover me for the cost of the excesses in case of an accident. The insurance company is AXA and the excess is £400 mandatory, hence the insurance.
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20th Mar 2012 1:43 pm |
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ZacSmith
Member Since: 26 Aug 2010
Location: Dover
Posts: 709
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I can confirm that the Admiral claims process is OK! x3
They try and rape you on renewal every year but get bartered down easily. VIN: A175A328***
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20th Mar 2012 2:30 pm |
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GlosBoy
Member Since: 16 Oct 2009
Location: Chandlers Ford
Posts: 2444
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Thanks for input on Admiral and others. Got a few days to sort but good to hear others opinions.
D4 HSE - Aintree Green
D4 Orkney my13 - gone
Stornaway D4. Gone, Didn't like it at all
D3 silver manual. Loved my first LR
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20th Mar 2012 3:06 pm |
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J@mes
Member Since: 10 Nov 2008
Location: Bomber County
Posts: 4547
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I've been with both Elephant and Admiral (same company) and have no complaints about either, but haven't had to claim. Had policies with standard and modified, 4x4 and hotch-hatch/super saloon and their prices were always very good. 2014 D4 XS
2005 D3 SE - Gone
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20th Mar 2012 4:21 pm |
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grahamk
Member Since: 28 Feb 2010
Location: Dumgoyne
Posts: 1473
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I just left them. Never had any problems claiming to be honest. I had 2x claims and both got sorted out. One took a year to sort though and got dealt with through a third party company as It was a foreign truck that wiped me out. The renewal this year was a total rip so ended up leaving them.
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20th Mar 2012 6:55 pm |
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grizzlymac
Member Since: 01 May 2010
Location: Blair Atholl
Posts: 67
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Be wary of elephant unless they've altered their policy documents if you tow a trailer. I do on many occasions but always borrowed from different farmer friend. When I took the policy, I did it over the phone and asked specifically if I was covered to tow a trailer. Yes they said. Documents came and yes trailer cover. Much later {best part of a year} I came across a wee bit at the back {well away from the trailer info} saying I was only covered to tow a trailer if I owned it. !!![/b]
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3rd May 2012 6:33 pm |
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DiscoDunc
Member Since: 08 May 2006
Location: Bristol
Posts: 16390
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Do any of you guys use your cars offroad. I didn't think these companies offered offroad insurance, which includes "green lanes" Duncan
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If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide
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3rd May 2012 8:06 pm |
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ronp
Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15272
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GlosBoy wrote:Anyone had any dealings with Admiral
Just moved to Admiral from Land Rover after being quoted around £1000 [for business use].
Did the 'money supermarket' search and finally settled with Admiral at £380
But I had to pay up front, whereby LR was monthly instalments.
Admiral had a surcharge of approx £160 if I wanted to pay monthly, but for £380 that wasn't a big issue.
They'll also push to get your other car on their policy and offer you an upfront discount - even if your other car doesn't need insuring for another year.
If you don't take it out then, you just pay back the £30 discount they gave you.
All in all, seems a decent policy
BTW, found it difficult getting insurance as most other companies didn't want to know because of fitted sump protection plate. ...... always on the road less travelled 🚧
< ‘tis but a mere scratch …….. it’ll polish out.
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4th May 2012 8:16 am |
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CGA
Member Since: 03 May 2010
Location: Preferably horrizontal
Posts: 284
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Just renewed and went with Aviva for £280 (protected NCD and total excess of £150) as they seemed the best all round cover.
It's a pity that no insurance company will spend half as much effort in retaining your business as attracting it in the first place. CGA
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4th May 2012 8:37 am |
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