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Insurance bomb shell
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Gareth
Site Moderator 


Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26775

United Kingdom 
Insurance bomb shell

Just got my renewal for the Disco, and nearly choked on me coffee!

Gone up to £818 from £600. All because my wife had her car stolen, and she is named on my policy. I am surprised that this affects the premium, as the Mini (RIP) was insured separately in my wifes name Crying or Very sad

They also are now loading me for doing in excess of 25000 miles in a year.

Just called NFU for a quote, lets see what they can do.
  
Post #2413821st Oct 2005 10:19 am
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BN
 


Member Since: 18 Mar 2005
Location: Here
Posts: 6463

England 
Re: Insurance bomb shell

Gareth wrote:
Just got my renewal for the Disco, and nearly choked on me coffee!

Gone up to £818 from £600. All because my wife had her car stolen, and she is named on my policy. I am surprised that this affects the premium, as the Mini (RIP) was insured separately in my wifes name Crying or Very sad

They also are now loading me for doing in excess of 25000 miles in a year.

Just called NFU for a quote, lets see what they can do.


Go to one branch in particular, can supply name if you like. A LR 110 was stolen from my property and lifted over a gate and wall, but the b******s still clobbered me (the innocent party) with the excess. I am therefore the victim twice. Maybe we should all get together and challenge the BSI.
  
Post #2413921st Oct 2005 10:27 am
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Gareth
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Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26775

United Kingdom 

Good news Very Happy

NFU have just come back to me with a quote of £592 for me and spouse, with £150 excess, Protected NCD, No mileage restriction, 2 year new for old and they say that my wifes claim will not affect the premium. Sounds very good to me.
  
Post #2414121st Oct 2005 10:30 am
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KL
 


Member Since: 16 Jun 2005
Location: Gilling, nr York
Posts: 713

Scotland 2005 Discovery 3 TDV6 Base 7 Seat Manual Buckingham BlueDiscovery 3

Gareth wrote:
Good news Very Happy

NFU have just come back to me with a quote of £592 for me and spouse, with £150 excess, Protected NCD, No mileage restriction, 2 year new for old and they say that my wifes claim will not affect the premium. Sounds very good to me.


Looks pretty good- especially for your dodgy neighbourhood!
 Discovery 3 tdv6 7 seat Buckingham Blue
Had it since new - sold Jun 17 after 12 years and 214,000 miles 
 
Post #2414221st Oct 2005 10:33 am
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BN
 


Member Since: 18 Mar 2005
Location: Here
Posts: 6463

England 

Gareth wrote:
Good news Very Happy

NFU have just come back to me with a quote of £592 for me and spouse, with £150 excess, Protected NCD, No mileage restriction, 2 year new for old and they say that my wifes claim will not affect the premium. Sounds very good to me.


I think you must have spoken to Donna or Christina ?
  
Post #2416121st Oct 2005 11:35 am
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tucker_j
 


Member Since: 01 Oct 2005
Location: England
Posts: 203

England 

NFU are very good. When I changed my D2 to the D3 with six months left on the policy they asked for an extra £24. Not bad to change the insurance from a vehicle worth £15K to one valued at £34K Very Happy

I pay about £650 but that's with class 1 business use and a claim in the last three years which was my fault
  
Post #2445622nd Oct 2005 6:21 pm
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jumblemo
 


Member Since: 19 Jun 2005
Location: Sarf London
Posts: 102


I was quite pleased with Norwich Union. They gave me 14 months for price of 12. And that 12 was £560 after I had written off some dweebs Nissan Micra at £8500 in a shunt when my Disco only had 80 miles on the clock Embarassed . By comparison Admiral wanted £860 for just 12 months.

NFU wouldnt quote me as they said there were no farmers in my postcode. But they are wrong I know lots of folks who grow weed in their attics in Croydon.
 D3 Bonatti Grey TDV6
1942 Crusader Mk III with 6lbr 
 
Post #2478724th Oct 2005 11:24 pm
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BN
 


Member Since: 18 Mar 2005
Location: Here
Posts: 6463

England 

Rolling with laughter Rolling with laughter Bow down
  
Post #2479125th Oct 2005 6:17 am
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Cliff H
 


Member Since: 27 Oct 2005
Location: Home of the Pork pie and Stilton
Posts: 1304

England 2006 Discovery 3 TDV6 S Auto Zermatt SilverDiscovery 3

I paid about £330 on my TD4 and when I changed to the 3 only paid an extra £23.
For the year figure works out to about £375 on the 3, this is with Privilege this is 14000 miles full protected ncd.

And no I am certainly not POSH !!!!!!!!!!!!!! Laughing
Joanna Lumley does it for me every time Laughing Laughing Laughing
  
Post #2528430th Oct 2005 9:15 am
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