Member Since: 09 Jan 2011
Location: west yorkshire
Posts: 160
Independent warranty
My D4 is now out of warranty that came with the vehicle at time of purchase. Reading previous posts it looks like Warranty Direct is the favourite aftermarket. Is this still the case?
Any thoughts would be much appreciated.
30th Jun 2020 6:23 am
Disco_Mikey
Member Since: 29 May 2007
Location: Dundee, Scotland
Posts: 20855
NJSSAm I Gammon or Woke ? - I neither know nor care.
2016 Discovery 4 Landmark
2011 Mercedes Benz SL350 (R230)
1973 MG B GT V8 - 3.9L John Eales engine, 5 speed R380 gearbox, since 1975.
1959 MGA roadster - 1.9L Peter Burgess Engine - 5 speed gearbox
Past LRs - Multiple FFRs, Discos & a Series I - some petrol, some diesel,
none Electric or H2 fuel cell - yet.
There are 10 types of people in this world: Those who understand binary, and those who don’t.
30th Jun 2020 6:36 am
RATA1
Member Since: 27 Feb 2020
Location: Somerset
Posts: 353
I went for WD too.
No idea what they will be like if I ever need to use them but they were the best of the bunch from my research.
Unlike WarrantyWise, Warranty Direct are insurance backed so you can progress to the ombudsman not Quinton's desk if there is a no pay-out or you feel their decision is unfair.
I also phoned a few garages and they said they had good results with WD.In today's world, if you contribute something, you don't contribute enough. If you contribute nothing, you receive everything.
2014 Discovery XXV
1961 Series 2
30th Jun 2020 8:11 am
Gary_P
Member Since: 03 May 2016
Location: Kent
Posts: 1682
WD+1
Approved my rear prop replace in an hour a week ago. Garage said they’d never had a warranty pay for it before. Just waiting for payment now but had a response the next day after I sent a copy of the invoice in. It also appears that garages don’t mind dealing with them, which can be half the battle.
My only other experience of dealing with them was that they didn’t pay for a sunroof drain fix but not surprised about that. Once again, they confirmed their position very quickly.
Their costs seem to be based very closely on mileage. I took a 3 year warranty as the original LR new car warranty expired. Ticked all boxes for models covered and agreed to pay excess of £50 which seeemed to be a sweet spot in the pricing.
They confirmed to me specifically that they cover the crank when I asked them.
Good luck. If you know someone with a WD warranty they can refer you and you both get a small financial reward.
CheersGary
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Discovery 4 HSE 2016MY
30th Jun 2020 8:56 am
Scott #55
Member Since: 15 Apr 2015
Location: UK
Posts: 1684
WD + 1.
I got a wheel bearing replaced replace under warranty (wear and tear). I'd had the other side done a few weeks prior but hadn't claimed. I asked them about this and, although they hadn't authorised the repair ahead, they paid me the cost of the repair.
Just check the forum for discussions - you should get betterment removed and take out the best policy you can afford.
30th Jun 2020 9:01 am
Disco3newbie
Member Since: 26 Oct 2008
Location: Scottish Borders
Posts: 605
Warranty Direct
Checked the small print in all the alternatives and took out 3 year WD warranty last October
Hoped never to claim but just had first claim paid...no issues at allClub RLD spare wheel protection
Club RLD skid plate
Club its all black
Club D3 - it's gone
Club D4 - just arrived and still all black
30th Jun 2020 11:45 pm
ginjeremy
Member Since: 09 Jan 2011
Location: west yorkshire
Posts: 160
Thanks all. WD it is then.Quoted £730 inc suspension, steering, dpf etc.
3rd Jul 2020 7:28 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73130
They used to be open to a good old fashioned haggle. No idea now though.
3rd Jul 2020 7:36 pm
Gary_P
Member Since: 03 May 2016
Location: Kent
Posts: 1682
Just had my first WD claim settled after a week. It was approved within an hour.
When I took mine out 2 years ago (I did a 3 year warranty) there was no chance to haggle and the 'betterment' thing that some people talk about no longer existed.Gary
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Discovery 4 HSE 2016MY
3rd Jul 2020 10:56 pm
ginjeremy
Member Since: 09 Jan 2011
Location: west yorkshire
Posts: 160
The only thing that is a worry you can't claim within first 3 months so effectively you take out a 12 month policy but is only for 9 months. I understand why this is to stop anyone just buying a policy and then a day later expecting a large claim to be settled.
4th Jul 2020 7:27 am
Froogle-Yorkshireman
Member Since: 28 Oct 2010
Location: Yorkshire
Posts: 303
Warranty Direct as they cover the crankshaft
4th Jul 2020 9:27 am
Gary_P
Member Since: 03 May 2016
Location: Kent
Posts: 1682
Isn’t there an option to have them inspect the car (at your cost) in order to provide immediate cover?
Might be wrong, perhaps if not covered under warranty they need to inspect it anyway.Gary
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Discovery 4 HSE 2016MY
4th Jul 2020 9:36 am
L319
Member Since: 14 Dec 2013
Location: Herefordshire
Posts: 2083
I believe the WD cover can start immediately if its tacked straight onto the end of an existing one with no break. it was in the case of my Ford.
Two replacement diffs and a rear propshaft replaced with no issues on my D3 last year.
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