lespes
Member Since: 17 Sep 2009
Location: Sitting Down
Posts: 2232
  
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Quote:LR are selling GAP at £500 Shocked Shocked Shocked
In my experience this is very negotiable both in price and length of term 
Just tell them no thanks have better quotes and wait for them to come back with better offer
It seems to offer a very good cover, though thankfully have never had any claim experience. D4 Landmark MY16 Santorini Black THE LAST
D4 HSE MY12 Marmais Teal: Gone. Missed a lot!
Freelander 2 SD HSE MY11 Silver:Thankfully gone.
D4 HSE MY11 Silver: Gone missed !
Range Rover Sport MY06 HSE Buck Blue: Gone missed!
Discovery D2 TD5 Facelift MY Red Gone Missed!
Discovery D2 TD5 Cobalt Blue: Gone Missed!
Discovery D1 Auto Oxford Blue Not missed at all!
Discovery D1 Avalon Blue First LR! missed!
Now demoted to a VW
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 23rd Oct 2017 1:53 pm |
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Red Merle
Member Since: 30 Aug 2014
Location: Liskeard
Posts: 7441
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Red Merle wrote:Always check with your insurer about their policy on replacement during the first year. It varies from company to company.
My own GAP provider allows for 1 year's deferral at the start of the policy, giving me 5 year's cover, for the price of 4. Check that your chosen GAP provider will allow you to transfer any unused part of the policy to a new car (or allow a pro-rata refund) should you change your car before the end of the term.
When I took the policy out they were even able to extend to a 5 year GAP policy, with return to current replacement value, with a 1 year deferral on top of that (total 6 years of cover). They will allow transfer to a new car and will even refund the balance of a policy, subject to a £20 charge. Unfortunately, there's a £50,000 maximum claim limit, but you can't have everything.
Interestingly, NFU who insure the car, provide new for old cover for the first 2 years (rather than the normal 1 year) 2011 - 2015: 3 x FL2
2015 - 2017: 2 x D4
2017 to date: FFRR SDV8
2023 to date: 2 x FL2 as “second” cars 🙄
2021 to date: Hinckley built ‘14 Triumph Trophy 1200
2022 to date: Hinckley built ‘14 Triumph Trophy 1200 & sidecar!
(One of only two known to exist in the world!)
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| 23rd Oct 2017 3:31 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646
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Iguana wrote:Been looking into GAP and got quotes of £195 for a £35k car from these people:
https://www.gapinsurancetoday.co.uk/
But the policy appears to exclude modified vehicles
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| 25th Oct 2017 4:43 pm |
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