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DISCO 3 INSURANCE
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WaznotWas
 


Member Since: 11 Jun 2008
Location: A long way from nowhere!
Posts: 1101

England 2007 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3
DISCO 3 INSURANCE

Hi, Can anyone recommend or advise insurance companies to steer clear of.
Picking up my D3 tomorrow and have got a price from Adrian Flux which seems reasonable BUT have read a couple of horror stories about them. Shocked

Help Confused
 FORECAST FOR TONIGHT: things have happened out there!!!
The countryside is still OURS!!
Club 3 Musketeers, Club D3C, Club Midland CB, Club Vertex PMR, Club GNVP Sump Plate, Club GNVP Sliders, Club Uncle Ray Spare Wheel Protector, Club Smooth Steering Wheel, Club McStuckie
07 HSE Z Silver, black leather, Black RRS badges,
19" anthracite wheels - off, 18" Silver / General AT2's - on,
300 TDI Disco 1 - Sheltering the lawn! 
 
Post #31228820th Jun 2008 3:09 pm
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Rescue01
 


Member Since: 14 Jan 2008
Location: Aberdeen
Posts: 2426

Scotland 2008 Discovery 3 TDV6 XS Manual Buckingham BlueDiscovery 3

Hi there as has been said here many times just phone around and see who offers what.

Most companies dont offer off road cover for events,but i think that Greenlanes are still roads so your insurance will cover that.

i went with L/R still to see if they are any good in a claim Whistle
 Its not the height of the fall but the sudden stop at the bottom that hurts!!  
Post #31229320th Jun 2008 3:21 pm
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SpiderBaby
D3 Decade 


Member Since: 21 Sep 2007
Location: Liverpool
Posts: 1396

England 2005 Discovery 3 TDV6 SE Auto Zermatt SilverDiscovery 3

WaznotWas - I'm interested in your comment on Adrian Flux as I was thinking of changing to them to get off-road cover.

What horror stories have you heard?

Cheers........
 I see no ships........  
Post #31229520th Jun 2008 3:26 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50930

Wales 

LR Insurance are more expensive than most but have proven to payout for an off-road accident with no quibbles Thumbs Up
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #31229620th Jun 2008 3:27 pm
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BrumLee
 


Member Since: 07 Mar 2008
Location: West Midlands
Posts: 1360

United Kingdom 2005 Discovery 3 TDV6 SE Auto Bonatti GreyDiscovery 3

I was with Adrian Flux for years with my old 200tdi Disco and never had a problem. They are very expensive for vehicles valued over £12k (that's the figure they gave me) so I won't be going back to them for a few years yet. Never had a problem with them, but then again I never had to make a claim.

With Admrial at the moment as they give good cover for the price of the premium. No off-road cover, but whilst the novelty of owning such a handsome vehicle is still new, I won't be venturing any further than a few gentle green-lanes Wink
  
Post #31229920th Jun 2008 3:36 pm
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SN
 


Member Since: 03 Jan 2006
Location: Romiley
Posts: 13710


LR Insurance all the way Thumbs Up
 Steve N | 21MY Defender | 08MY Discovery 3 (history) | 06MY Discovery 3 (ancient history)   
Post #31232120th Jun 2008 4:08 pm
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simon
  


Member Since: 11 Jan 2005
Location: Shropshire
Posts: 18296

United Kingdom 2011 Discovery 4 3.0 SDV6 HSE Auto Fuji WhiteDiscovery 4

NFU pretty darn good to with included off piste cover.
  
Post #31232420th Jun 2008 4:14 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72740

Ukraine 

Absotiddelingtootlie agree with DG & SN!!! LR is the way to go if doing offroading (apart from greenlanes which are roads). Not cheap but don't charge anatomy prices for remaping and pay out when you do have a close encounter with a tree when playing. Thumbs Up Thumbs Up
   
Post #31232820th Jun 2008 4:28 pm
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cmyers_uk
 


Member Since: 10 Apr 2005
Location: Near Bristol, UK
Posts: 433

2007 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

Quote:
LR Insurance are more expensive than most but have proven to payout for an off-road accident with no quibbles


In my circumstances they were cheaper than NFU, raised not quibbles about my second set of wheels and tyres and chopping and changing them. I have been happy with the cover and cost. They are not the cheapest but most would not cover me when changing wheels and tyres and going off road
  
Post #31233720th Jun 2008 4:38 pm
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NJF
 


Member Since: 05 Oct 2007
Location: Gone
Posts: 2466


Just got the renewal quote in Luxembourg. EUR 1,900 per annum. Rolling with laughter Rolling with laughter Big Cry
  
Post #31238120th Jun 2008 7:10 pm
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ferrett
 


Member Since: 15 Jan 2006
Location: West
Posts: 298

United Kingdom 2012 Discovery 4 3.0 SDV6 XS Auto Firenze RedDiscovery 4

NFU £330

Even covered some mods at no extra charge Thumbs Up

Also, I think they do a new for old if the vehicle is less than two years old and is written off. Worth looking into.
 2012 D4 - SDV6 XS - Firenze Red  
Post #31238420th Jun 2008 7:23 pm
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WaznotWas
 


Member Since: 11 Jun 2008
Location: A long way from nowhere!
Posts: 1101

England 2007 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3
insurance

Thanks for the feed back. Got a reasonable quote from Flux and then tried Sure Term.

They went through all the questions and then they told me they could not offer anything.... Rolling Eyes

So I took the consensus of replies and called LR - Yes a bit more than Flux + £80.00 a year, but in 20 minutes I was insured and so can collect my D3 tomorrow and drive it home.

Anyone coming up or going down the A1 tomorrow check for a massive Mr. Green Mr. Green Mr. Green in a zermat with driving lights, steps, and anthracite wheels travelling back to Bucks from Middlesborough area.

DISCO3 stickers won't arrive until tomorrow -my fault Sad - so will not be in until I get back home again....
 FORECAST FOR TONIGHT: things have happened out there!!!
The countryside is still OURS!!
Club 3 Musketeers, Club D3C, Club Midland CB, Club Vertex PMR, Club GNVP Sump Plate, Club GNVP Sliders, Club Uncle Ray Spare Wheel Protector, Club Smooth Steering Wheel, Club McStuckie
07 HSE Z Silver, black leather, Black RRS badges,
19" anthracite wheels - off, 18" Silver / General AT2's - on,
300 TDI Disco 1 - Sheltering the lawn! 
 
Post #31246220th Jun 2008 10:17 pm
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nealgs
 


Member Since: 13 Jan 2008
Location: Leeds
Posts: 327

England 2006 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

bit late now, but work checking out the like of www.confused.com and www.gocompare.com

Gary
 Gone: Java Black TDV6, Auto, HSE - yum, yum Smile
(Gone: 96' V8 ES Charleston Green, 96 V8 ES Black)
Toy: Southern Roadcraft Cobra, 383ci Chevy V8


Club - HiVis Smile
Club - Disco3.co.uk Round Stickers
Club - Disco3.co.uk External Badge 
 
Post #31255021st Jun 2008 6:43 am
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paul
 


Member Since: 12 Feb 2006
Location: Midlands
Posts: 594

United Kingdom 2006 Discovery 3 TDV6 S Auto Buckingham BlueDiscovery 3

Adrian Fu*ks!

We were with them a few years back on a VW Golf ragtop. Gave a decent quote and we took out the insurance.
2 weeks later we get the paperwork and deep inside is a clause that they don't cover the softop for damage!
Well the only difference between a normal golf and ours was the soft top with they excluded. They were happy to charge us double the insurance price of the normal golf though.
Had a right game getting a refund, even though they never mentioned the exclusion when I took out the policy.

Adrian Sucks as far as we were concerned.
 2006 TDV6 S Auto, Buckingham Blue, for the wife and kids.
2013 BMW 535d M sport touring. 
 
Post #35838211th Oct 2008 2:25 pm
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diverdave
 


Member Since: 21 Sep 2007
Location: manchester
Posts: 143

United Kingdom 2011 Discovery 4 3.0 SDV6 HSE Manual Orkney GreyDiscovery 4
car insurance

hi all just had my renewal from landrover it went from £650 to £720 dick terpin had the b Censored to wear a mask told them to shove it Censored rang nfu at ramsbottom they quoted me £513 not went to the office to take it out they gave me a discount and ended up paying£450 with off roading,driving abroed,coursty car,£50,000 liable make sure that you ask about the off road they will put a note on the systeam hope this halps
 david race  
Post #36162617th Oct 2008 10:52 pm
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