Member Since: 06 Aug 2017
Location: Suffolk
Posts: 113
What breakdown cover do you use / recommend??
Hey folks, had a search for this on here and surprisingly, there were very few posts about it, other than avoid RAC.
So what level of cover do you have and who do you use? Would you recommend them etc?
I’d like cover that included roadside, recovery nationwide and home start for me and my wife, no need for European cover.
2nd Jan 2020 8:11 am
Gareth Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26779
I ditched RAC last year, after 20 plus years of membership. I had full everything (except Euro travel) for all the family. It was getting very expensive. No other complaints, I did use them a couple of times and they were always prompt and effective. Just too costly.
I have a bank account that provides breakdown cover for me and my wife. It’s roadside and get you home or to garage/destination only. When my (now older) children renewed their insurance I made sure that they got breakdown cover included.
If I want to go to Europe I’ll buy it as needed.
2nd Jan 2020 8:25 am
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73130
RAC via Clubcard points, before that Green Flag. Service much the same and used their yellow taxi facilities a few times.
2nd Jan 2020 8:37 am
Charliecloud
Member Since: 31 Jul 2014
Location: Tonbridge
Posts: 980
Stick your details into a GoCompare breakdown search and make a decision on what you want covered and have a look at the reviews of the company - Simples
As a caravanner I wanted assurance that we would be looked after if we broke down with the caravan. I decided to go with the Caravan Club Mayday. Not the cheapest but definitely covers the eventualities when you're on holiday.Morris Dancers: Drinkers with A Dance Problem
2nd Jan 2020 9:57 am
Randylover
Member Since: 31 Jan 2011
Location: Staffordshire
Posts: 1172
I have AA breakdown ,relay,and repair cover don’t have home start as don’t need it
Can claim up to £500 5 times a year with approval and receipts for breakdown repair
That costs me £22 a month used it loads for complete clutch,crossover pipe etc never had a problem
Andy05 TDV6,"S" in all colourcoded Zermatt silver,7 seats winter pack HK 6cd stereo,Dual climate,Xenons,
Mods:
Re-Con Engine,De-Tango,Reverse camera,Fog/DRl lights,Aux Battery, perm Aux socket in boot,LED Volt meters in roof panel,Built in tom tom, Strobes fitted in grille, Aux switches for trailer lights fitted in roof panel,Roof Rails,Grille conversion
2nd Jan 2020 10:13 am
ronp
Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15272
I've got LV breakdown cover bolted on to my insurance policy with them.
This is personal breakdown cover and covers myself & swmbo (not individual vehicles).
It covers any vehicle either of us are travelling in (even as a passenger).
It covers home start and return of vehicle/ ourselves to our chosen destination.
Cost of this is around £85 pa...... always on the road less travelled 🚧
< ‘tis but a mere scratch …….. it’ll polish out.
2nd Jan 2020 10:42 am
Moo D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 14482
Randylover wrote:
I have AA breakdown ,relay,and repair cover don’t have home start as don’t need it
Can claim up to £500 5 times a year with approval and receipts for breakdown repair
That costs me £22 a month used it loads for complete clutch,crossover pipe etc never had a problem
Andy
I have the same. Its proved very cost effective. Last time I used it was when the inlet manifold failed. D4 HSE EU6 (Known as Jeeves)
New Defender L663 110 SE (known as Noddy!) Sold
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Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
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T-Max split charge
Hanibal Expeedition rack
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IID BT
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Member Since: 13 Apr 2018
Location: Radstock, Bath
Posts: 564
Was with RAC for about 7 years and only called them out twice. Charge still kept on going up.
Argued the to$$ with them, as only had roadside, recovery and home start on a joint policy.
Now got:
Roadside
Recovery
Onward travel
Home
Battery replace (nominated car up to £600)
5 tyres pa (nominated car up to £150 per tyre)
European cover
Any vehicle cover
on a joint policy for £22 per month.
If I take the tin tent abroad, than I will upgrade the cover.MY07 Freelander2 SE Santorini Black - Gone
MY10 D4 XS Buckingham Blue
MY06 D3 HSE
2nd Jan 2020 11:39 am
robpenrose
Member Since: 12 Jan 2016
Location: Surrey / SW London
Posts: 2138
I use the cover through my Nationwide Flex Plus account.
Its a joint account with my wife, so we are both covered for £13/month (as well as other benefits). I think it covers everything. We have used it a few times and its been faultless so far. All times they have had someone with us within about 20 mins.
They have recovered my D4 back from Grimsby to Guava LR in Guildford due to a knackered alternator a few years ago, and my wifes car from when she was away from home. They also helped me change a Tyre on the M1 when i had a blow out (Highways Agency requirement)
Current: D4 HSE
Previous: BMW Z4M Coupe
Previous: Land Rover Defender 90 CSW Td5
Previous: Land Rover Discovery Td5 ES
2nd Jan 2020 11:41 am
ianm27
Member Since: 02 Jun 2016
Location: Hertfordshire
Posts: 2154
Been with AA for a long, long time but the cost was just getting ridiculous and had not called them out for a few years!
Have a breakdown cover with my personal bank account so have opted to go with that, even though it is with the RAC.
So far not had to use it................... fingers crossed Uncle Ray's spare wheel protector
Limo Tint
Blackvue front & rear dashcam
Cruise control switch pack
Bodsy's remote for FBH
2nd Jan 2020 11:52 am
Dangerous
Member Since: 06 Aug 2017
Location: Suffolk
Posts: 113
Wow, thanks for all the responses!
I’m tempted by the AA cover with the possibility of repairs included.
May have to look in to that one.
Something worth mentioning with the 7 seater owners:
A few of the companies I’ve look at only offer cover for driver and 4/5 passengers. Maybe an issue if you’re out and about with 7 people in the Disco!
2nd Jan 2020 1:06 pm
lynalldiscovery
Member Since: 22 Dec 2009
Location: Maidstone
Posts: 7274
Startrescue under 40 gbp per annum, think that is recovery to home and something else but cannot remember!
Did not want home start as have other cars.
2nd Jan 2020 1:51 pm
Randylover
Member Since: 31 Jan 2011
Location: Staffordshire
Posts: 1172
Every time I get an AA renewal if the price has gone up I just call them and tell them I don’t want to pay more and they adjust the price back down
Worked every year so far all bar a couple of quid adjustment
Andy05 TDV6,"S" in all colourcoded Zermatt silver,7 seats winter pack HK 6cd stereo,Dual climate,Xenons,
Mods:
Re-Con Engine,De-Tango,Reverse camera,Fog/DRl lights,Aux Battery, perm Aux socket in boot,LED Volt meters in roof panel,Built in tom tom, Strobes fitted in grille, Aux switches for trailer lights fitted in roof panel,Roof Rails,Grille conversion
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