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she backed into me...how do i....
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4
she backed into me...how do i....

had a lovely weekend in north devon...sunday morning parked up to go walking...out of the car at the tailgate getting coated up...a women backs up and goes down the o/s wing scuffing up the arch..
theres a 12 inch scuff ..
got her reg..mobile number and name...ive never never had any dealings with insurance claims...any advice on which way to go...car only done 13000 and 15 months old..
  
Post #14363272nd Mar 2015 9:02 pm
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Disco_Mikey
 


Member Since: 29 May 2007
Location: Dundee, Scotland
Posts: 20855

Scotland 2005 Discovery 3 TDV6 HSE Auto Cairns BlueDiscovery 3

Give all the info you have to your own insurance company, and let them do the legwork. That's what you pay them for Thumbs Up

Unless you want to stay out of the insurance, and she pays up for the repairs from her own pocket...
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Post #14363322nd Mar 2015 9:06 pm
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

thanks mickey....will I have my NCB affected by that
  
Post #14363442nd Mar 2015 9:18 pm
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Russell
 


Member Since: 23 Aug 2007
Location: Kent
Posts: 10564

United Kingdom 

Try talking to the lady and see if she is willing to pay cash up front for the repair, if not go the insurance route.
 MY17 D5 1st Edition Namib Orange
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Post #14363472nd Mar 2015 9:22 pm
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

not sure if the cheaper way would be to renew wheel arch or spray it...do new ones come painted to color
  
Post #14363512nd Mar 2015 9:24 pm
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deanslandy
 


Member Since: 17 Jan 2015
Location: nuneaton
Posts: 651

England 2007 Discovery 3 TDV6 HSE Auto Tonga GreenDiscovery 3

Settle without insurers if you can, thats my advise. If you can't reach agreement with the lady then you do need to think before claiming, DIY etc because the insurers have ways of getting it all back and a bit more
They are in business and don't we know it
  
Post #14363572nd Mar 2015 9:40 pm
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will247
 


Member Since: 05 Jan 2013
Location: York
Posts: 709

United Kingdom 2015 Discovery 4 3.0 SDV6 Commercial XS Auto Santorini BlackDiscovery 4

If you can repair it without insurance involvement then you won't get any category's recorded on the vehicle. It could devalue it when it comes to reselling in a few years thanks to all the mycarcheck things.
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Post #14363682nd Mar 2015 9:54 pm
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gvw
 


Member Since: 16 Jan 2012
Location: South Yorkshire
Posts: 872

England 2009 Discovery 4 3.0 SDV6 HSE Auto Santorini BlackDiscovery 4

galwaygreen wrote:
not sure if the cheaper way would be to renew wheel arch or spray it...do new ones come painted to color

They didn't use to come painted.
I got one from TLO some time back and he arranged to have it sprayed by their body shop before sending it to me.
It worked out a bit more expensive but less hassle Thumbs Up
  
Post #14363762nd Mar 2015 10:08 pm
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