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DISCO3.CO.UK > Finance, Insurance and Warranties

Another WD Quote Question
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Ian_mac
 


Member Since: 30 Oct 2012
Location: Somerset
Posts: 122

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3
Another WD Quote Question

About 3 weeks ago I had a quote from WD, a couple of phone calls later the deal on the table is as follows:

Extra Care Policy
Includes Airbags & Emissions
13 Month Cover
Betterment Clause excluded
Have it in writing air suspension & EPB are covered.

My car is Jan 07 with circa 89k on the clock.

The quote for the above was approx £900.

Apparently as of Jan the underwriters significantly increased the cost of cover due to the large claims going in (this may just be sales BS Yawn )

What are the thoughts on the above then? Too expensive or not bad given age/mileage of car?

Cheers

Ian  
Post #108668811th Apr 2013 2:16 pm
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Slimer
Site Moderator 


Member Since: 06 Jan 2005
Location: Last Exit to Nowhere
Posts: 16295

United Kingdom 

Get no excess too and wait till near the end of the month, they'll be trying to reach their sales targets and reduce it

I got a three year Extra Care policy for £1600 with:

Franchised dealer labour rate
£0 excess per claim
No parts contribution (no betterment option)
Airbags and emissions cover
Off road use covered (otherwise you're not covered as per point 4 of the 'What is not insured?' section of the policy document)
Genuine parts only (no reconditioned and no cheap replacements)
ICE & SatNav cover The End  
Post #108670411th Apr 2013 2:52 pm
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Dizzykebab
 


Member Since: 23 Feb 2013
Location: North Yorkshire
Posts: 389

England 2006 Discovery 3 TDV6 Base 7 Seat Auto Buckingham BlueDiscovery 3

Do you have to wait till something has completely bust before claiming or can you gpclaim against something the garage has found during service ie bearing on the way out  
Post #108680711th Apr 2013 5:44 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73134

Ukraine 

It doesn't have to have gone BANG for you to claim. If it's outside spec, say with excess play, it can be replaced (authorised first). Had bearing & bushes replaced in this way. Some warty cos will only let you claim once the part has completely failed, WD doesn't. Thumbs Up  
Post #108682111th Apr 2013 5:56 pm
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Ian_mac
 


Member Since: 30 Oct 2012
Location: Somerset
Posts: 122

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

Slimer, out of interest when did you take out your policy if you dont mind me asking?  
Post #108684411th Apr 2013 6:27 pm
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Dizzykebab
 


Member Since: 23 Feb 2013
Location: North Yorkshire
Posts: 389

England 2006 Discovery 3 TDV6 Base 7 Seat Auto Buckingham BlueDiscovery 3

Oo I will ring them and see if I can claim for any of the bits that need doing then  
Post #108697411th Apr 2013 8:58 pm
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maddogsetc
 


Member Since: 27 Nov 2007
Location: Hampshire
Posts: 537

England 2006 Discovery 3 TDV6 HSE Auto Lugano TealDiscovery 3

£900 sounds way dear to me, think I paid around £600 and renewal just gone through for around that figure. Couldn't get them to drop the betterment on mine though, maybe cos mine's a bit older.  
Post #108700211th Apr 2013 9:39 pm
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